Long-Term Care Planning: A Step Towards a Secure Future

Take the First Step Towards a Plan That Preserves Your Independence and Ensures Peace of Mind in Your Later Years.
It is important to be honest in the application process. The issuance of the policy or payment of benefits may depend upon the truthfulness of answers you give in the application.

Get Your Free Quote Now

Fill out our simple form for a free, no-obligation quote tailored to your unique needs and secure your family's future now.

Preparing for the Future with Confidence and Care

Preparing for your future is important. Long-term care means getting help with health or personal needs as you reach old age. If you plan early, you can be sure you're in control of how you are taken care of later on.

of adults who live past 65 develop severe Long-Term Care needs.

- U.S. Dept. of Health and Human Services

Understanding Long-Term Care.

What is Long-Term Care?

Long-term care involves a range of services and support for personal and health needs over an extended period.

Who Needs It?

Typically, older adults or those with chronic illnesses or disabilities require long-term care services.

Cost Considerations

The cost of long-term care varies but can be significant, making early planning crucial.

Coverage Options

Options include long-term care insurance, personal savings, and government programs like Medicare and Medicaid.

Legislation around Long-Term Care is changing fast.

Could changes in your state impact your plans for the future?

  • Legislation Passed
  • Legislation Being Designed
  • High Level Discussion Underway
  • Considering Legislation

Why Choose Suriance?

Experience the Suriance Difference: Unique Benefits Tailored to Your Needs

Nationwide Trusted Advocates at Your Service

Your Financial Future is Our Priority

Simplifying Complex Financial Solutions

Experience-Based Personalized Advice

Top-Tier Products Backed by Industry Leaders

Hassle-Free Online Application Process

No Medical Exams or Blood Tests Required

Get Covered the Same Day

Receive Quotes Within Minutes

Unmatched Customer Satisfaction Guaranteed

Schedule Your Consultation!

What our customers are saying:



"We no longer have to worry and stress about the what-ifs in life and know our baby girl is taken care of should something happen to us."

Partnering with the Best: Chubb


We are proud to collaborate with Chubb, a global leader in insurance, for our long-term care policies. Chubb's reputation for excellence and comprehensive coverage options complements our dedication to offering superior long-term care solutions. Their expertise in crafting personalized and robust insurance plans ensures that our clients receive the best care and support for their future needs.

A trusted, stress-free source of life insurance for everyone.


Licensed Advocates

Our specialized licensed advocates are here to help you with all of your life insurance needs.


Same Day Coverage

Same day coverage with no medical exams or blood-work necessary.


Fast Quotes

Get your free quote now and compare the costs and benefits before you buy.

© 2024 Suriance, LLC

Suriance is an authorized agent for policies offered by our partners. All application processes, underwriting, policy issuance, and servicing related to the life insurance policies marketed on this site are performed by Ethos Life.

The information provided on this website is not intended as investment or financial advice, or as a recommendation to purchase any specific product. It is recommended to always consult a licensed financial or insurance professional before investing or purchasing any financial product. Detailed product information such as Surrender Yields, Premiums, Age Restrictions, Riders, Fees and Withdrawal provisions vary by product, and may be subject to change without notice. Depending on your eligibility for insurance, you understand and accept that your information may be transmitted to a licensed insurance agent from Ethos, or an independent insurance agent, who may contact you to provide assistance. You agree to receive phone calls, texts or emails from these agents even if you are on the National Do Not Call Registry. Providence partners with Ethos Technologies Inc. Ethos operates in some states as Ethos Life Insurance Services. CA license #0L28949; AR license #100164629. Ethos offers policies issued by the carriers listed at Products and their features may not be available in all states. License information is listed at To help avoid requiring a medical exam, our application asks certain health and lifestyle questions.

Suriance is committed to providing a website that is accessible to the widest possible audience, regardless of technology or ability. If you experience any difficulty in accessing any part of this website, please feel free to call us at (704) 826-2893 or email us at and we will work with you to provide the information, item, or transaction you seek through an alternate communication method or one that is accessible for you consistent with applicable law.